239 Lake Gertie ROAD, Deland, FL, 32720 | $289,900

Step into this beautifully updated 3-bedroom, bonus room and 2-bathroom home that combines modern comforts with timeless charm. Newly installed in 2024, the new roof, A/C unit, and water heater ensure peace of mind and comfort. This home features laminate flooring that flows effortlessly through the main living areas, setting the stage for gatherings and family time. Retreat to the cozy carpeted bedrooms, each designed with tranquility and rest in mind. The master suite is a private haven with its own en-suite bathroom, offering a perfect split layout for optimal privacy. The versatility of this home is further highlighted by a bonus room, perfect for use as a home office, playroom, or creative space, adapting to your needs. Entertain in style with a formal living room and dining room. Lots of natural light thanks to strategically placed skylights. The newly remodeled kitchen is a chef’s delight, boasting ample cabinet space and sleek finishes, ready for you to whip up gourmet meals. Step outside to discover an expansive backyard on an oversized lot, providing a perfect canvas for your outdoor dreams—be it a lush garden or an entertainer’s patio. Practical features include an inside laundry room and tastefully remodeled bathrooms, adding to the everyday convenience of this home. Located near the vibrant downtown area, this home is just minutes away from top-rated restaurants, essential services at the local hospital, and the esteemed Stetson University. Everything you need is within reach, making this an ideal home for convenience and quality living. Don’t miss out on the opportunity to call this house your home!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 73.0 x 150.0
  • Laundry: Inside, Laundry Room
  • Year Built: 1960
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,412
  • Acreage: 0.25
  • Lot Size: 73.0 x 150.0
  • Est. Taxes: $3,280
  • Lot Desc: In County, Level, Oversized Lot
  • Elem. School: Citrus Grove Elementary
  • Middle School: Deland Middle
  • High School: Deland High
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6204585
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/O6204585/239lakegertieroad_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2024 12:40:32 AM)
Listing courtesy of LPT REALTY   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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239 Lake Gertie ROAD, Deland, FL, 32720

$289,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,920 $231,920 $231,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.282% 6.623%
Monthly Tax Payment $273 $273 $273
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,562 $1,562 $2,004
Total Monthly Payment $1,910 $1,910 $2,352

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.