WELCOME HOME TO THIS BEAUTIFUL OPEN FLOOR PLAN 4 BED 3 BATH 3 CAR GARAGE POOL HOME SITUATED ON A PRIVATE PRESERVE LOT IN the Seven Oaks community in Wesley Chapel. The home offers 4 bedrooms, 3 full baths, a large bonus room, 3 car garage and a beautiful salt water pool overlooking wooded conservation. Brand new roof installed 2022, Brand new A/C and new duct work 2023, freshly painted 2023 and so much more. The large kitchen with newer gas appliances will please the chef of the family and overlooks a large great room with hardwood floors and gas fireplace. French doors open onto the large paver pool deck/covered lanai area. The master suite is situated on its own wing of the home and is quite large while offering an en suite bath/walk in showered a huge walk in California style closet. The additional 3 bedrooms are on the opposite side of the house, with 2 sharing one bathroom and the 3rd with it's own bath and access to the pool could also be used as an in law suite. Upstairs is a very large bonus room with oversized closet and surround sound perfect for a media room, guest space, play or craft room, truly a multi purpose space. The 3 car garage offers lots of room for cars, tools, motorcycles and storage. The beautiful community of Seven Oaks offers one of the best amenities centers in all of Wesley Chapel with 3 separate pools, a large clubhouse with a cafe and theater room. A fitness center, playground and 5 Har-Tru tennis courts. The HOA fee is one of the lowest in the area and you can't find a more well kept community. Elementary school within the community and nearby all the shopping and dining the Wesley Chapel area offers. A mile off the 75 exit between SR 56 and Bruce B Downs this community offers you everything you could desire in a beautiful environment. Make your appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,430 | $4,352 |
Total Monthly Payment | $4,024 | $4,021 | $4,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.