Under contract-accepting backup offers. Live a Rural Lifestyle with this SPACIOUS 3-bedroom, 2-bathroom, 2-Car garage home with a Den situated on a 1. 25 ACRE LOT located in the highly desirable Charlotte Ranchettes. NO HOA FEES & NO FLOOD REQUIRED! CLICK ON THE VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. Featuring a bright and airy floor plan, tile flooring throughout, tray ceilings, recessed lighting and SO MUCH MORE. Spend quality time with family and friends in the living room with a tray ceiling and glass slider to the lanai. The kitchen offers Stainless-steel appliances, Corian countertops, a stone tile backsplash, a closet pantry, a breakfast bar, a dinette with an aquarium window, and an off-kitchen formal dining room. The master bedroom has a glass slider to the lanai, HIS & HERS closets, and a private bathroom with a dual sink vanity, soaking tub, walk-in shower, linen closet and private toilet. The guest bedrooms are on a split floor plan providing plenty of privacy and a shared guest bathroom nearby with lanai access. Expand your living and entertaining space with the covered lanai where you can sip your morning coffee or unwind with your favorite evening beverage while enjoying the beautiful Florida weather. A large FULLY FENCED yard is ripe with possibilities and includes a Metal 30x24 Barn. 2023 METAL ROOF - 2022 SEPTIC PUMPED - FULLY FENCED YARD. Conveniently close to local shopping, casual & fine dining, LIVE entertainment, Downtown Punta Gorda, and a short car ride to award-winning beaches! Schedule your showing TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,171 | $2,114 | $2,750 |
Total Monthly Payment | $2,802 | $2,745 | $3,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.