Welcome to your waterfront oasis in Port Charlotte! This charming 2-bedroom, 2-bathroom home boasts a remodeled kitchen, stylish vinyl plank flooring throughout, and a bonus room with built-in cabinetry and desk—ideal for an office or potential third bedroom.
Step outside onto the spacious insulated Lanai, offering a serene setting overlooking a freshwater canal. Enjoy the peace of mind knowing that the main electric hookup is conveniently run underground.
The backyard is well maintained and partially fenced, perfect for your furry companions to roam freely. Plus, this property features two carports and a large shed, providing ample space for parking and storage. This home also boasts a brand-new 2023 roof, ensuring years of worry-free living.
Whether you're relaxing indoors, soaking up the waterfront views from the patio, or enjoying the convenience of the carports, shed, and new roof, this home offers the perfect blend of comfort, convenience, and peace of mind for your Florida lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,200 | $219,200 | $219,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,440 | $1,849 |
Total Monthly Payment | $1,637 | $1,619 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.