Enjoy coming home with the confidence of generations of loving care for this 1912 Historic Home. The flower lined path leads you onto brick steps and an expansive front porch perfect for an afternoon of relaxation and breathing in the fresh air. Composite deck boards provide easy maintenance and years of enjoyment. As you step into the front entry the shine of ORIGINAL HEART PINE FLOORS will capture your attention as they catch the light from plentiful large windows and high ceilings. The pine floors continue thru the entry and into the spacious kitchen with open dining. Family and guests can gather around the dining table or join the cook over the wide breakfast bar because this space is perfect for spending time together. Great kitchen for planning meals with plentiful cabinet and counter space, huge walk-in pantry, and stainless appliances. From the kitchen you step into the UNIQUE laundry room with high ceilings, refinished wood floor and original windows surrounding the entire room. You will enjoy laundry day here. Built about 25 years ago the 23x24 Family Room is perfect for game night, playing the piano and all things that bring your family together. On this wing you’ll find an office, half bath and walk-in storage with access to the back yard. The 4th bedroom is on main floor and great for an extra office space, education room, playroom or tv room. Wood floors continue up the stairs to the bedroom area. The Primary Bedroom is bright and open, a peaceful room to enjoy the trees of the back yard and welcome the morning. The second-floor area is carpeted over the original pine floors. There’s a BACK PORCH too! Privacy awaits you to spend time enjoying the trees and birds singing. Here you will find more of the beautifully maintained red brick with room for your porch swing and barbeque area. Freshly painted, newer roofs and beautifully maintained over the years. This home has been loved and you will appreciate the pride of ownership, care and continued maintenance to make this a special home to experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $2,784 | $2,781 | $3,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.