One or more photo(s) has been virtually staged. EXTERIOR PAINTING PROJECT UNDERWAY! These new colors will look fantastic when completed!! This lovely 2 bedroom, 2 bath condo is ready for moving in right now & was HIGH & DRY during our recent storms! No worries here since there are thermal, hurricane impact windows & sliding doors installed in 2022 and you are safe & protected!! Updated & maintained with care, this second-floor home features lovely 20" ceramic tile throughout for easy care plus cool on your feet on those hot days! Extra insulation added in the attic to keep your energy bills in check! LOW electric bills!!! Freshly painted & shows like a dream home! Ceiling fans in each room & a split bedroom design for having guests but keeping your privacy. the kitchen ceiling was raised & recessed lights installed + a ceiling fan, there are newer kitchen cabinets with lots of drawers & a Lazy Susan corner cabinet, BRAND NEW stainless steel fridge, stove & dishwasher 2015, GE microwave 2024, plus a Whirlpool washer & dryer tucked inside a closet in the kitchen for ease of use. Your HVAC 2017 & water heater 2021 so no worries about anything needing to be done. . . ready for a new owner! There are two patios: one just off the kitchen area with a cordless sunshade & the other enclosed patio overlooking a peaceful greenspace setting at the rear. This large rear patio is tiled to match the other flooring & has vinyl sliding panels that allow you to close off the rain when needed. Very serene outdoor space just steps from your master bedroom which has a large walk-in closet & an updated bath with newer ADA height toilets, newer vanity & sink top, fixtures, a glass shower door, newer wood framed mirror & recessed lighting. . . very nice! There are updated arched panels doors, crown molding, vertical blinds; all this with no maintenance to do on the outside! Let the HOA take care of all the work outside: exterior maintenance, lawn care, pest control, community pool & clubhouse, large gazebo overlooking the lake, basic cable, sewer, water, trash. . . this is easy living! Safety Harbor is a fantastic community with lots of attractions just moments away! Visit Phillippe Park for strolls along the water, or go downtown & enjoy the marina, a wide variety of shops & restaurants plus the Third Friday Street Celebration, the Farmers Market every Sunday. . . . and so much more! A great place to live! Seller wants you to check this out. . . . !! We are a great value!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,120 | $187,120 | $187,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,245 | $1,244 | $1,604 |
Total Monthly Payment | $1,366 | $1,365 | $1,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.