This Victorian home boasts an irresistible blend of classic charm and modern comfort, making it a haven for anyone seeking a cozy yet elegant living space. Located just two blocks from downtown Concord, you'll enjoy easy access to a plethora of amenities, from boutique shops to gourmet restaurants and cultural attractions. From the moment you step through the welcoming double front doors, you're greeted by the timeless beauty of a graceful curved stairway and wide pine floors, setting the tone for the character and warmth found throughout. With three baths and three bedrooms, including a primary suite complete with a walk-in closet and a spa-like bathroom featuring a jacuzzi tub and walk-in shower, every inch of this home is designed for comfort and convenience. Entertaining is a delight, with multiple gathering spaces such as the formal dining room, cozy living room, and family room adorned with built-in bookcases. Whether hosting formal dinners or casual get-togethers, this home offers the perfect backdrop for creating lasting memories with loved ones. One of the standout features of the property is the barn, providing endless possibilities for additional living space, entertainment areas, or creative pursuits. Whether you dream of a home office, studio, or guest cottage, the barn offers flexibility to accommodate your lifestyle needs. Outside, the landscaped yard invites you to enjoy the surroundings, whether lounging on the deck or finding a quiet spot to unwind in
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,999 | $459,999 | $459,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $765 | $765 | $765 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,917 | $3,914 | $4,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.