Seagate North has the community spirit and lifestyle you have been looking for. HOA fee of $300 per month, include irrigation and mowing. This beautifully landscaped home is in move in condition. Beautifully updated 3BR/2BA home with an Owner's Suite. The 3rd bedroom is used as office/sitting room or could be used for multi-generational living or separate quest quarters. Updated kitchen with white cabinets and beautiful quartz countertops. Newer windows in breakfast nook area. Updated light fixtures and fans. Electric fireplace in the family room. Owner's suite has French doors to the heated and cooled Florida/Sun Room. Bath with His and Hers customized walk in closets and large shower with separate garden tub. Inground heated spa/hot tub with cover is private and screen enclosed and offers 6 foot privacy wall. Brick paver driveway and porch and custom landscaping. Just a few steps to the community pool. Google Nest thermostat, doorbell and Monthly HOA dues of $300 include irrigation and mowing of front yard area as well as trimming of front bushes and shrubssmoke/carbon monoxide detectors included. Seagate North is located in the heart of St Augustine Beach 0. 6 miles to the sparkling waters and sandy beach of the Atlantic Ocean, coffee shops, restaurants, entertainment, shopping, grocery stores and so much more. All furnishings are negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,954 | $2,951 | $3,807 |
Total Monthly Payment | $3,293 | $3,290 | $4,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.