This home is up and ready. The builder lives in Warwick and is known throughout the county for his attention to detail, quality construction and an eye toward energy efficiency. Sitting pretty off a long private driveway this home has a level backyard and views of Warwick farms. The kitchen has walls of white shaker cabinetry with quartz countertops and an island. The entry, staircase and dining room has wainscoting. The floors are all hardwood oak with wide boards and two coats of poly. The master suite has a tray ceiling and large walk in closet. The master bath has a large custom tile shower, a soaking tub and white cabinetry with double sinks, quartz counters and a dressing area with cabinetry. The remaining bedrooms are spacious and the main bath is large. The upstairs hallway floors are oak and you can still choose your carpet for the bedrooms, The builder uses top quality building materials including foam insulation on all four exterior walls for added energy efficiency.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,920 | $631,920 | $631,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,942 | $3,840 | $4,994 |
Total Monthly Payment | $4,034 | $3,932 | $5,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.