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Under contract-accepting backup offers. Welcome to the charming 2-bedroom, 2-bathroom bungalow nestled in the highly sought-after brick lined streets of the Palma Ceia Community in South Tampa. Boasting a prime location just minutes from downtown Tampa, the Tampa International Airport, and Channelside, convenience meets comfort in this delightful abode. Rest easy knowing that this property resides in Flood Zone X, offering peace of mind against flooding concerns. Moreover, it falls within the esteemed Plant High School District, which is walking distance, ensuring access to top-notch education for your family. This corner-lot gem presents a rare opportunity, zoned for multi-family use, making it an ideal investment or a cozy retreat to call home. Enjoy the vibrant neighborhood ambiance with a leisurely stroll to nearby restaurants and shopping destinations. Step inside to discover the timeless allure of original hardwood floors flowing seamlessly throughout the home. One of the bathrooms has been recently updated, adding a touch of modern elegance to the classic charm. There is also a flex room currently being used as an office. The backyard awaits with lush turf, providing a low-maintenance outdoor space perfect for relaxation and entertainment. Practical upgrades include new plumbing and an upgraded electric panel in 2024, ensuring functionality and efficiency for years to come. The kitchen, boasts updated appliances including a sink, stove/oven, and dishwasher installed in 2023, offering both style and functionality. With some cosmetic updates, this residence presents endless potential for customization to suit your personal taste and preferences. Sellers can provide architectural plans to expand the size of the home. Whether you're starting a new chapter with a small family or seeking a savvy investment opportunity, this home offers the quintessential South Tampa lifestyle with comfort, convenience, and endless possibilities. Schedule your showing today and make this gem yours before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $598 | $598 | $598 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,695 | $4,767 |
Total Monthly Payment | $4,389 | $4,385 | $5,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.