HIGHEST AND BEST DUE MONDAY 5/20 AT 12 NOON. History meets modern luxury in this 1921 Portland Colonial! Lovingly maintained by three generations of the Hale family for almost 100 years, you can still find the original wood trim and floors, solid wood doors, and crystal and brass doorknobs in the home. The kitchen was remodeled in 2020 with all new cabinets, Italian Carrara white marble countertops, penny round tile backsplash, stainless steel KitchenAid appliances, reclaimed wood floating shelves, and custom butler's pantry built-ins including a beverage fridge and barn door cabinets. The first floor has a great flow, with the dining room opening to the spacious living room, both rooms boasting gorgeous, original French Doors. The office has a wood burning fireplace, and an updated powder room with new toilet and fresh paint. Custom built-ins were added throughout the main level using reclaimed wood and the home's original doors, including two radiator covers (living room & office), bay window seat bench with storage (office), hallway coat rack with bench and shelving, and corner TV stand with built-in dog bed (living room). Upstairs you'll find 4 freshly painted bedrooms featuring remote controlled ceiling fans with lighting. The full bathroom was renovated in 2018 with a large soaker tub with rain shower head, new toilet, marble topped vanity, tile floor, and exhaust fan. New stacking W/D unit with a condensation dryer was added as well for convenient second floor laundry. Massive walk-up attic could be finished to add even more living space, and the full basement adds storage space to the home. Outside you'll find a detached 2-car garage, and the yard is a serene retreat with over a half-acre of land, and mature trees and shrubs adding privacy to the backyard. Other updates include: refinished original wood flooring downstairs, including the staircase and upstairs hallway (2022); energy efficient thermopane windows with transferrable lifetime warranty (2014); updated electrical, including panel and all new light switch and outlet covers (2018-21); recessed LED lighting in bathrooms, hallways, and all downstairs rooms (2020-21); gutters repaired and Gutter Guards installed (2021); basement BILCO doors refinished and painted (2023); front of the garage and back porch painted (2024); new pipes added throughout the side and front yard and clean out added (2013). Extensive work on the yard taking it from completely overgrown and neglected to manageable over the past 10+ years. This included the removal of several large trees, overgrown bushes, and other invasive plants that had taken over the yard.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Eat-In Kitchen | Pantry | Main |
Formal Dining Room | Built-In Hutch | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Ceiling Fan | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,444 | $2,442 | $2,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.