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Impressive 3 Bedroom, 2 Bathroom POOL Home with attached 2 Car Garage located on an oversized corner lot on a quiet street in Port Charlotte. This spacious home offers an open and split floor plan with a Great Room, separate Dining Room, well equipped Kitchen, Inside Laundry and screened Lanai. The large Great Room has a high ceiling, tile floor and sliding glass doors to the Lanai. Center closing pocket sliders with glass panes lead to the formal Dining Room with large window. The Dining Room could be used as a Den, Office or fourth Bedroom. The Kitchen features a breakfast bar, pantry closet, desk, stainless appliances (*one year old*) and dining area overlooking the pool. The Inside Laundry has a washer, dryer, pantry space and closet for storage - perfect for pots and pans or extra pantry items. There is a laundry tub in the garage. Note that the garage has been converted to a work space (beauty shop) and storage area - it could easily be converted back to a 2 Car Garage by taking down the wall between the 2 areas. The overhead door with door opener is still in place. The Master Bedroom suite is spacious with walk in closet, double closet and private bathroom with walk in shower and his and hers sinks with vanity area. There are two additional generous sized bedrooms with double closets and the guest bathroom has a tub/shower combination. Your living space extends to the large screened Lanai with covered area, inground pool, private view and plenty of deck for sunbathing. Other features include double door entry with transom window, screened front porch, tile floors in the living areas and laminate in the bedrooms, plant shelves, hurricane shutters, rain gutters, *NEW ROOF April 2023*, HWH 2 years old, exterior painted 2023. NO HOA. Utilities are county water and septic. This home is 10 minutes from shopping, dining, entertainment, waterfront parks, Charlotte Sports Park and 15 minutes to historic downtown Punta Gorda. This is a wonderful home in a great community!
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$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,367 | $2,365 | $2,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.