Charming Cape Cod Home in Cul-de-Sac Location Welcome to 5 Circle Ct, Farmingville, where comfort and style merge in this delightful 5-bedroom, 2-bathroom residence nestled on a serene half-acre lot within a peaceful cul-de-sac block. As you step inside, you'll be greeted by an inviting L-shaped living and dining room combo adorned with a classic brick fireplace, setting the scene for cozy gatherings and memorable moments. Adjacent to this space, discover a tranquil den boasting its own cone fireplace, offering the perfect spot for relaxation and unwinding after a long day. The spacious kitchen, where stainless steel appliances gleam against ample cabinets and countertops, providing both functionality and elegance for culinary enthusiasts. On the main level, you'll find two queen-size bedrooms, each offering comfort and privacy, accompanied by a full bathroom conveniently situated for guests and residents alike. Venture upstairs to discover the king-size master bedroom, a haven of comfort and tranquility, complemented by two additional bedrooms-a queen-size and a junior room-offering versatility to suit your lifestyle needs. Completing the upper level is another full bathroom, ensuring convenience for the entire household. Outside, the expansive backyard beckons for outdoor enjoyment and leisure, providing ample space for recreation, gardening, and entertainment. Located in a sought-after neighborhood of Farmingville, this home offers the perfect blend of suburban serenity and modern convenience, with easy access to amenities, schools, parks, and transportation. Don't miss your chance to make this captivating Cape Cod home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,110 | $3,947 |
Total Monthly Payment | $4,118 | $3,996 | $4,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.