Impressive 2 Bedroom 2 Bathroom mobile home with 2 Car Carport located in the desirable resident owned 55+ community of RIVER HAVEN in Punta Gorda. * TURNKEY FURNISHED * Single wide with vapor barriers under the home. This light and bright home offers a Great Room, Kitchen with dining area, Inside Laundry, screened Lanai with vinyl windows and storage shed in the carport area. Both bathrooms have walk in showers with gorgeous upgraded tile. The Kitchen is well equipped and there is laundry space with washer and dryer. Laminate flooring throughout the home and carpet in the bedrooms. The leather couch in the living room is also a sofabed. The queen bed in the master bedroom and king bed in the guest bedroom are 2 years old. The portable A/C, refrigerator, camera and security lights in the screened porch area convey. *** Tricycle, bicycle and GOLF CART convey. *** Golf Cart is new in 2022 and has a lithium battery with an 8 year warranty. Generator is negotiable. NEW moisture barrier on the ground under the home 2024. . . . . Bathrooms remodeled 2022. . . . . Bahama shutters 2 years old. . . refrigerator on lanai 1 year old. . . . NEW stainless oven/range, dishwasher and refrigerator 2020. . . . new carpet in bedrooms a year ago. . . . . . composite front deck new in 2023. . . . . METAL ROOF 2016 with transferrable lifetime warranty. . . . Carport Roof 2023 also has a lifetime warranty. RIVER HAVEN offers a relaxed environment with many amenities and social activities. There is a clubhouse, heated screened inground pool, shuffleboard, dog park, 6 boat slips on a large creek (first come, first serve) and storage area for RVs, trailers and boats on trailers. The monthly fee includes lawn maintenance/ grass cut, water sewer and trash. Located 5 minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, weekend farmers markets, Fishermen's Village, events and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $692 | $691 | $877 |
Total Monthly Payment | $807 | $806 | $992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.