NEW ROOF 8/28/24 Nestled just 200 feet from the picturesque shores of Lake Morton, this charming abode offers a rare blend of historic elegance and modern luxury. Boasting 4 bedrooms and 2 full baths spread across 1922 square feet, this timeless home, built in 1921, has been fully updated to meet contemporary standards but is also a member of the historic district century homes. Original hardwood flooring, high ceilings adorned with crown molding, and Corian countertops in the kitchen exude sophistication at every turn. Beyond its intrinsic beauty, this residence offers unparalleled proximity to Lakelands most coveted attractions. Imagine leisurely strolls along the lakes edge, where the majesty of swans and diverse wildlife adds an enchanting touch to daily life. Situated mere blocks from Southern College, the Community Library, and Downtown, this location is esteemed as one of Lakelands most desirable neighborhoods. Whether you seek cultural enrichment, convenience, or simply a serene retreat, this home promises an unparalleled lifestyle experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,922 | $1,871 | $1,280,767 |
Total Monthly Payment | $2,227 | $2,176 | $1,281,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.