No damage from both storms. High and Dry. Welcome to this charming and nicely renovated home nestled on a dead-end street, ensuring no through traffic. Boasting many updates, this residence offers a seamless blend of modern convenience and classic charm. Step inside to discover a spacious open floor plan, ideal for entertaining guests or enjoying family gatherings. The kitchen is bright and cheerful with a lot of storage and counter space along with a nice size pantry. There is an additional room that could easily be a 3rd bedroom, or make a nice office, playroom etc. The property features a NEWER ROOF, a NEWER AIR CONDITIONING SYSTEM, and NEWER WINDOWS, ensuring comfort and energy efficiency. Outside, a NEWLY INSTALLED VINYL FENCE which provides privacy while enjoying the NEWLY INSTALLED PAVER PATIO. Revel in the luxury of NEW FLOORING and BASEBOARDS throughout, complemented by a stylish updated bathroom vanity. Enjoy easy access to major thoroughfares, Gulf beaches, and amenities. The owners do not pay for flood insurance and the neighborhood is not part of an HOA. Don't miss out on this incredible opportunity to own a beautifully updated home in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,435 |
Total Monthly Payment | $2,264 | $2,263 | $2,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.