Presented byJennifer Gurnell |
15 Cottage Place, Old Saybrook, CT - Don't miss the chance to own a hidden gem in the heart of Old Saybrook's Shoreline. This charming Cape Cod home, sold "as is, " boasts solid construction and endless potential, making it a smart investment for those looking to add their personal touch. Ideally located within walking distance to local favorites like "The Kate, " schools, the library, parks, and Harvey's Beach. Inside, you'll find a bright, open layout where the kitchen and living area blend seamlessly, perfect for gatherings and everyday living. The home features two cozy bedrooms on the first floor, great for guests or a home office, and two additional retreats upstairs. With two full baths, your morning routine will be effortless. The house has a new furnace, new chimney pipe, and new pipe for the wood stove, along with a fairly new septic system and new pipes leading to the tank. The outdoor space is versatile, ready for BBQs, gardening, or relaxing in the serene backyard. While move-in ready, it presents opportunities for updates to reflect your style. Living here feels like a perpetual vacation, with community treasures just a stroll away. Stop thinking about it and take action! This is more than a house; it's a lifestyle waiting for you. Schedule a visit today and see how this Shoreline location can be the perfect canvas for your new beginning. It may need some work, but the location is unbeatable!
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.227.1212
Jennifer.Gurnell@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,146 | $2,090 | $2,719 |
Total Monthly Payment | $2,569 | $2,513 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.