One or more photo(s) has been virtually staged. PREMIUM COSTA MESA floor plan by ICI Homes! This 4 bedroom plus office, 3 baths, 3 CAR GARGAGE OPEN floorplan is finished top notch with all the details! Walk through the front door into the main living area. HUGE kitchen with QUARTZ countertops, STAINLESS STEEL appliances, TILE backsplash, white 42in WOOD cabinets, WALK-IN pantry, & large island. Flows into Family Room with TILE floors, large sliders, & transom windows. Paired with Dining Room with large windows & TILE floors. Private Master Suite with TREY ceiling, WALK-IN closet, large windows & En-suite Bath. Master Bath finished with QUARTZ countertops, dual sinks, white cabinets, & WALK-IN TILE shower. Bedrooms 2 and 3 are anchored at front of home sharing bath 3 with TILE tub/shower combo and QUARTZ vanity. Bedroom 4 is another suite that could be used as mother-in-law suite! With the 3rd bathroom as an En-suite with WALK-IN TILE shower. Front of home anchors the office with double door entry. Interior of home completed with mud room and large laundry room. Lanai has been extended to enjoy your LAKE VIEWS with plenty of room for a pool, if desired! All the room for your toys with 3 car garage w/EPOXY floor (tandem garage). Brand new home is finished with LUSH landscaping, PAVERS driveway, irrigation system and well, & builder home warranty. All located in GATED community of Plantation Bay with optional amenities membership and miles of walk/biking trails. Country club membership with several levels of membership including 45 holes of golf, 2 clubhouses, 2 community pools, cabana bar, fitness/spa center, tennis, pickle ball, bocce ball, and BRAND NEW clubhouse, the Founders Club. Buyers of this home to receive a substantial discount on initiation fee at the club. Ask listing agent for additional details.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $847 | $847 | $847 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,138 |
Total Monthly Payment | $4,925 | $4,921 | $6,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.