Under contract-accepting backup offers. ***Price Reduction***BREATHTAKING SUNSET VIEWS at this Oxford Model home, situated on the Executive Golf Course with pond views. One of the few WATER VIEWS in this community! Kings Ridge is a 55+ GATED GOLF COMMUNITY located in the heart of Clermont, also known as the Gem of the Hills AND Choice of Champions! ORIGINAL OWNERS. This meticulously landscaped home includes fruit producing PINEAPPLE PLANTS almost ripe for the picking! EXTERIOR PAINT 2024. ROOF 2016. OWNED SOLAR 2018. Once inside, you're welcomed by a spacious living room/dining room combination as well as a separate family room with MULTI-SLIDE PATIO DOORS overlooking the extended covered porch. Screens replaced in 2024 over the EXTENDED BACK PORCH with UNOBSTUCTED VIEWS of hole #3 on the Executive Ridge Golf Course. Kitchen includes a breakfast nook and leads to the LAUNDRY ROOM and OVERSIZED GARAGE. In addition to the 2 bedrooms, there is a den with a privacy door that can be easily turned into a third bedroom! ROOF INSTALLED in 2016. HVAC capacitor 2024. The Kings Ridge community has many amenities including a multi-million dollar club house with 3 heated pools, spas, tennis, pickleball, billiards, shuffle board, dances, bingo, and many clubs. The monthly maintenance fee includes: lawn maintenance including shrubs, irrigation system, cable, internet and home phone through Spectrum, road maintenance, and exterior painting every 7 years, and 24 guard gated entry. Plenty of golf cart accommodation including the ability to travel through the neighborhood and to nearby shopping, banking, and restaurants. With new medical facilities, several dining options, shopping centers, and entertainment venues just minutes away, residents can enjoy a vacation-like lifestyle year-round in this revitalized city. Don't miss this opportunity to experience the difference of LUXURY LIVING at Kings Ridge in Clermont, where every day feels like a retreat! Call your REALTOR to schedule a showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,820 | $1,818 | $2,351 |
Total Monthly Payment | $2,054 | $2,052 | $2,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.