Move right into this spacious raised ranch on a corner lot in a prime Village of Monticello location. The upper level offers an open kitchen with a dining area that can fit a large table. The living room is open to the kitchen/dining area and can fit a big sectional couch. There are three bedrooms, each with a closet and two full bathrooms. The unfinished lower level is a large, blank canvas ready to be finished. There is plenty of space down there for additional rooms, a bathroom, and a laundry area. See the proposed basement layout in the photos. The house has been well-maintained, but buyers may want to add their own touches and update the kitchen and bathrooms to their liking. On the outside there is a paved driveway with room for multiple vehicles. There is plenty of space to entertain or relax on the level front and back yards. Take advantage of all the benefits that the Village has to offer. The village provides municipal water/sewer & garbage pickup. Enjoy the convenience of being just a few blocks from all of the shops and restaurants that line Broadway and Forestburgh Road. Nearby hot spots include Ciao Bella, Albella, Monticello Bagel Bakery, Miss Monticello Diner, DeFilippis Bakery, El Tequilero Mexican, and much more. Aldi, Walgreens and Family Dollar are nearby as well, as is De Hoyos Memorial Park. Short drive to Walmart, Shoprite, Resorts World Casino, Kartrite Indoor Water Park, YO1 Spa and many more local attractions.
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $2,229 | $2,228 | $2,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.