You've found Tree Home in VT, a 3-4 bedroom, tri-level, Country Home in the City near bus line, Greenway 8-mile paved bike/walk path along Lake Champlain, shopping center, and nature walks in all directions. Only 6 minutes from Church St Pedestrian Mall's 100+ shops and restaurants, Burlington Boat House, waterfront boardwalk, sandy public beaches. Ridged . 38 acres plus a private wooded reserve behind house with deck, spacious organic gardens, hardwood floors, high efficiency glass front wood stove in LR, large country kitchen. Most rooms look out on deer, fox, and forest. Two car garage with extra 90 s. f. storage space, laundry room w/ pantry shelves, basement for workshop, pingpong, and storage. You're 250 yards as the crow flies (or a short walk) to Ethan Allen Tower, one of the premier 360 views in all of Vermont and the Pinnacle with sweeping vistas of lake, mountains, sunsets. Trees and vertical separation provide privacy from adjacent homes. Rhubarb, asparagus, blueberries, and apples produce every year without planting, and three tiers of additional garden space provide delicious fresh-picked food from spring to late fall. There's room for five cords of firewood alongside and behind the house. If lounging, workshop, play, and storage space in basement, garage, and deck are included there are 3, 231 s. f. of useful, constructed house space. 700 s. f. veg gardens. Private 4th bedroom with sliding glass doors could be an office, family room, or workout space.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.538% |
Monthly Tax Payment | $701 | $701 | $701 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,762 | $2,760 | $3,560 |
Total Monthly Payment | $3,555 | $3,553 | $4,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.