2BR/2BA condo in Elevator Building is the largest and most spacious floor plan at the oceanfront community of Ocean Village Club. Third Floor unit feels like a tree house at the beach and this building is one of only 5 that offers an elevator, so no stairs required. This unit has new luxury vinyl plank flooring in all rooms but kitchen and baths. Rare to the market, this beauty also features the high vaulted ceilings that only some 3rd floor units offer. Ocean peeks from Master Bedroom and Lanai. Located across from the clubhouse, fitness center and heated pool. The oceanside pool and beach are just a short walk. Conveniently located near the community grills and outdoor dining pavilion. Ocean Village Club also offers tennis courts, gated entrances, car washing area and plenty of community activities. Located in the heart of St Augustine Beach at the corner of A1A and Dondanville Road. You can park your car and walk or bike to coffee shops, restaurants, entertainment, grocery stores, salons, farmers market and more. From sunrise to sunset there's plenty of fun. This is a pet-friendly complex allowing owners to have two pets with no weight or size restriction, but only excluding aggressive breeds per their master insurance policy. Monthly condo dues include cable, WI-Fi, water, sewer, master insurance, community maintenance and access to all amenities. Owners make a 13th payment of $450 towards Reserve Funds with the next payment due October 30, 2024. Buyer will assume all future payments. Measurements are rounded down per MLS constraints. Buyer to verify all pertinent information such as room sizes, condo association information, etc.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,455 | $2,392 | $3,035 |
Total Monthly Payment | $2,878 | $2,815 | $3,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.