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7585 State Route 42, Grahamsville (Neversink), NY, 12740 | $295,000
Calling all investors! Low taxes, fully occupied 3-family property in the Town of Neversink. Situated on almost 2 acres on a state route, this unique property provides easy accessibility with privacy. The extra acreage can be utilized to easily increase the overall investment value. The main house currently hosts 2 apartments. The 1st floor apartment is very spacious with an eat-in kitchen, dining area, living room, 2 bedrooms, bonus nook and enclosed porch. The 2nd floor apartment boasts an open concept with a single bedroom with adjoining bathroom. The 3rd apartment is situated above the garage and boasts a full kitchen, living room, 2 bedrooms, full bathroom and bonus nook adjoining the kitchen. All units are currently on separate electric meters and have their own source of heat which the tenants are responsible for. Each unit is allotted 2 parking spaces with additional parking available. Located within the Tri-Valley School District and NYC DEP low tax benefit.
Features
- Town: Grahamsville
- Bedrooms: 5
- Baths: 3 full
- Units: 3
- Style: Farmhouse
- Year Built: 1925
- Garage: 2-car Detached
- Heating: Electric, Oil, Baseboard
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 2,424
- Acreage: 1.8
- Est. Taxes: $4,612
- Lot Desc: Level, Part Wooded
- Elem. School: Tri-Valley Elementary School
- Middle School: Tri-Valley Secondary School
- High School: Tri-Valley Secondary School
- School District: Tri-valley
- MLS#: H6305708
- Days on Market: 144 days
- Website: https://www.raveis.com
/prop/H6305708/7585stateroute42_grahamsville_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7585 State Route 42, Grahamsville (Neversink), NY, 12740
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,472 | $1,434 | $1,865 |
| Total Monthly Payment | $1,931 | $1,893 | $2,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535