THIS IS THE ONE YOU'VE BEEN WAITING FOR!!! Rarely available, three bedroom plus den, two bath Captiva II, second floor home with VAULTED ceilings. This home boasts new wood look flooring and new carpet in bedrooms! The attached one car garage with extra storage space is where you will keep your car, pool accessories, bikes and more! This is the perfect home for full time, part time or seasonal use. The living/dining area is light, bright and open with coveted southern exposure. The HUGE lanai is the perfect spot to enjoy the Florida winter, from early morning coffee to sunset cocktails. The kitchen features white cabinets, stainless steel appliances and a large island - perfect for entertaining friends and family. Enjoy relaxing in your large primary suite, also with lanai access and southern exposure. The primary suite features a walk in closet with an en suite bathroom where you will find a walk-in shower and dual sinks. The guest bedrooms are privately tucked away on the north side of the home, helping to make your guests feel like they have their own private wing! The den is across from the guest bedrooms, allowing for a separate space for guests to relax at days' end. The perfect layout in a LOCATION that is second to none -- situated West of US 41! All this plus LOW HOA FEES, minutes from shopping, dining, and Southwest Florida's most desirable beaches! Carriage Homes at Woods Edge is a gated community with a pool and clubhouse with an active social calendar. If you have been searching for a home located close to the beach at an affordable price, your search is over!
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,566 | $2,564 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.