Under contract-accepting backup offers. Welcome to your charming oasis in the heart of a quiet neighborhood, offering both comfort and convenience. This lovely home
boasts a large oversized corner lot, providing ample space for outdoor activities. Step inside and be greeted by the timeless elegance
of terrazzo floors, adding character and style to the living spaces. The open-concept layout flows seamlessly from the spacious living
room to the dining area and kitchen, creating an inviting atmosphere for gatherings and relaxation. Retreat to the comfortable
bedrooms. The master suite features a private en-suite bathroom, offering a peaceful sanctuary at the end of the day. One of the
highlights of this home is the enclosed garage, providing extra living space that can be used as a family room, home office, or even a
fourth bedroom. This versatile space offers endless possibilities to suit your lifestyle and needs. This home also offers the rare
benefit of no HOA, giving you the freedom to customize and enjoy your property without restrictions. Plus, with recent updates
including a new water heater in 2021, a new A/C unit in 2021, and a new roof in 2024, you can have peace of mind knowing that the
major systems have been taken care of. This home is located close to shopping and restaurants, call today for a private showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,267 | $1,250 | $1,612 |
Total Monthly Payment | $1,534 | $1,517 | $1,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.