Welcome to your dream home in the heart of Richmond Hill, NY! This stunning single-family residence offers a perfect blend of spaciousness, comfort, and convenience, making it an irresistible opportunity for discerning buyers. Step inside to discover a thoughtfully designed layout spanning three levels. The main floor features a welcoming foyer leading to the expansive living room, where natural light floods the area, creating an inviting atmosphere for relaxation or entertaining. Adjacent is the elegant dining room, perfect for hosting memorable gatherings with loved ones. The gourmet eat-in kitchen is a chef's delight, boasting modern appliances, ample cabinet space, eating area, ideal for enjoying your morning coffee or casual meals with family. A convenient half bath completes the main level, offering added functionality and comfort for everyday living. Ascend to the upper level to find three generously sized bedrooms, each offering serene retreats for rest and rejuvenation. The luxury doesn't end there - ascend to the finished attic, where two additional rooms await, offering endless possibilities for a home office, studio, or playroom to suit your lifestyle. The lower level of this home is a true gem, boasting a fully finished basement with a laundry area, mechanics, and a spacious entertainment area perfect for movie nights or game days. With a separate entrance, this versatile space offers endless possibilities for guest quarters, a home gym, or a recreation room - the choice is yours. Outside, the exterior of this home is equally impressive, featuring a driveway, detached garage, inviting porch, and a deck overlooking the expansive private yard space, providing the perfect backdrop for outdoor entertaining or enjoying peaceful moments in nature. Situated in the vibrant community of Richmond Hill, this home offers easy access to all the amenities the area has to offer, including public transportation, major highways, hospitals, shopping, dining, and more. Plus, with proximity to houses of worship and the airport, you'll enjoy unparalleled convenience without compromising on comfort or style.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,910 | $639,910 | $639,910 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,311 | $4,253 | $5,487 |
Total Monthly Payment | $4,862 | $4,804 | $6,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.