Welcome to your seaside sanctuary! This move-in ready ground floor condo offers the ultimate beach lifestyle just steps away from the sandy shores of St. Augustine Beach. Rarely found in beachfront properties, your single-car garage provides coveted parking and storage space. Enjoy the tranquility of your private patio with stunning water views overlooking the serene lake, perfect for morning coffee or evening relaxation. Inside, the 2-bed, 2-bath layout features recently remodeled bathrooms exuding coastal charm with bright whites and beachy tiles, offering a refreshing and modern aesthetic. Nestled in the Sea Winds community, residents enjoy exclusive access to a private beach, community pool, jacuzzi, and tennis courts, providing endless opportunities for leisure and recreation. Updated light fixtures illuminate the space, complementing the new LVP flooring in the bedrooms, creating a seamless blend of style and functionality. Located in the heart of St. Augustine Beach, this condo offers a prime location in a quiet neighborhood, ensuring both convenience and serenity for coastal living at its finest. Don't miss out on this opportunity to experience beachside bliss every day! This property also makes for a great short-term rental option with no nightly minimums and just a short drive to historical downtown St. Augustine. Located high and dry in Flood Zone X, the lowest risk flood area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
Total Monthly Payment | $3,242 | $3,239 | $4,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.