Ready to spend your days lazing on the St Johns River. Then this unique riverfront lot is waiting for you and the previous owner's work will make it much easier and more cost effective. The river is 1-1/2 miles across at this location and looking across is direct west offering spectacular sunsets more often than not. A retaining wall of heavy vinyl construction w/ wood caps has been in place since 2016 to help protect your beautiful riverfront dream home. Brand new 260' dock & Boathouse offering two slips and lifts. The lifts require some parts and labor to complete. Power has not been installed yet. Slip on the south side was designed without a roof to make room for a sailboat. Drawings and plans for a custom-built home designed specifically for this lot are included. Also, the Geotechnical survey completed for the house's foundation design will be included. This homesite had a previous home on it which will reduce the environmental impact fees for any future construction. The septic system has a permit for repair of the existing system and a letter from the Dept of Environmental Health confirms the acceptability of the system for this proposed home. An existing well is intact and has been used for the past 25 years and should be usable for another home. A new power pole meter and panel are installed at the S/E corner. Power is installed at the pole, but it won't be connected until an account for the service is opened. While you are building, make use of the 2 completely movable sheds. One is 10'x11' with garage door, 4 windows and a "person" door. The 2nd one is 7'1/2" x 14'1/2" with 2 doors and 3 windows, with a wood storage rack and storage shelving. Primarily for garden and tool storage. A current survey, house plans, Geotechnical survey and more and list of improvements and suggestions by the seller are on file.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,557 |
Total Monthly Payment | $2,092 | $2,090 | $2,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.