This "Heart Of Northport Village Two Family Home" has two 3 Rooms, One Bedroom Apartments. ( One over the Other). A Front covered Porch leads to each Apartment Separately. The Stairway to the top Floor Apartment is Interior. The Building was built around 1850 as the owners Great Grand Mother was born there around the Civil War Era, about 1865. There is Sewers and Gas heat & a separate gas Meter and electic Meter for each unit. The Water is divided in half and paid for by tenants. The Small Basement is accessed through a covered stairway is in the back of the home . . . . Utilities are down there. There is a Detached 1 Car Garage , street level, that needs some wall repair on the West wall. During the Cow Harbor Day Parade & Race day, you have a front row seat on your Porch. There is outdoor Dining space for BBQ's and the front Covered porch is the spot to perch yourself and watch the world go by !!!! Be where all the action is On Main Street in Northport Village, so close to Parks, Shops, Restaurants and the Engeman Theater. A Great Investment . . . . . Low Taxes & Sewers & a Great Location !!!! A Trifecta Combination !!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $662 | $662 | $662 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,219 |
Total Monthly Payment | $4,165 | $4,077 | $4,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.