LAKESIDE LIVING! This two bedroom, two bathroom Palm Harbor manufactured home comes turnkey and is located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land. The full width screened porch provides breathtaking views of the lake, and there's a side deck for basking in the sun. The home has an open concept floor plan, with laminate flooring throughout so cleaning is a breeze. The well appointed kitchen has solid surface counter tops and plenty of cabinets, and there is even a built-in desk. The owners suite has a generous amount of closet space, and an ensuite bathroom. The guest bedroom has a sleeper sofa, so it doubles as a sitting room. The family room gives you great views of the lake while enjoying the cool of the air conditioning. You'll be able to keep your vehicles cool, too, under the carport, not to mention dry. This furnished home would make a great winter getaway, or you can live here year round. The resort lifestyle makes you feel like you're on vacation every day, with a sparkling heated pool, a hot tub, tennis and pickle ball courts, horse shoes and shuffleboard, and a rec room with pool tables, fitness equipment and saunas. But wait, there's more! You can go boating and fishing in Saddlebag Lake, relax on the beach, or use the beach house for a private party (at no cost, just reserve it). The resort is pet friendly and even has a dog park at the back for your furry family members to enjoy! Get to know your neighbors at planned activities in the clubhouse, With something for everyone, you don't want to miss out so call now for your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.133% | 6.256% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,653 |
Total Monthly Payment | $1,423 | $1,422 | $1,772 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.