A must see!! Made available by the original owner, a truly a great year round beach home one block from the sand. This home is squeaky clean and comes fully furnished. This well-built modular two story is ready for your enjoyment or rental income. Open-concept floor plan, large eat-in kitchen with center island and dining area open to the living room. The three bedrooms are all good size with all new plank vinyl flooring through out the home. Exterior is maintenance free with composite decking with vinyl rail systems and parking for 4 cars. Did we say this home has been well maintained? The roof is 6 yrs old, 2 commercial grade pumps in the crawl space are 5 yrs old, house dehumidifier is 5 yrs old and most appliances have been updated over the past several years. Spend the day at the beach with your friends and invite them back to enjoy the spacious deck and comfortable home. You’ll love calling this your beach home!! Agent is related to seller.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Laminate | 12.0 x 8.0 | Second |
Bedroom 3 | Closet, Flooring - Laminate | 12.0 x 8.0 | Second |
Kitchen | Bathroom - Full, Flooring - Laminate, Dining Area, Kitchen Island | 20.0 x 11.0 | Main,First |
Living Room | Closet, Flooring - Laminate, Open Floorplan | 19.0 x 12.0 | Main,First |
Master Bedroom | Closet, Flooring - Laminate | 14.0 x 11.0 | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,334 | $4,394 |
Total Monthly Payment | $3,938 | $3,894 | $4,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.