Welcome to this Fully UPGRADED, Partially Furnished First-Floor Condo Unit within the desirable Villa Manor complex, located in the deed-restricted community of Deep Creek. Step into the kitchen, boasting all-new appliances just 2 ½ years old, complemented by a fresh backsplash, new cabinets, new sink, new garbage disposal, and new fixtures. Entertain effortlessly as the kitchen seamlessly opens to your spacious great room, complete with a luxurious ceiling fan. Enjoy the open layout, ideal for dining, living, and hosting gatherings, extending gracefully to your private lanai, offering outdoor relaxation. With a split floor plan, find privacy with two bedrooms strategically separated. Each bedroom features a walk-in closet, ensuring ample storage space. Both bathrooms have new vanities. LED light fixtures in bathrooms and on the patio. Please note, this is a pet-free community. Community amenities include a large pool with a covered area featuring chairs, tables, and public bathrooms. Additionally, residents have access to community grills and a laundry room for added convenience. Water is included in the HOA fee, along with pest control for the grounds (annual spray inside), hurricane shutters, annual window cleaning for the units, lawn care, and pool maintenance. The association is scheduled to install new front doors and windows for all units, along with repaving the driveway. This unit is partially furnished, including the following items: Hutch, China cabinet, bar stool chairs, couch, bedroom sets (not including mattresses), bookcase, and the washer/dryer combo machine. Deep Creek offers a vibrant lifestyle, boasting a deed-restricted community with amenities including a scenic golf course, a charming neighborhood café, and low monthly fees with strong reserves. Conveniently situated near a plethora of restaurants, shopping destinations, medical facilities, and events in downtown Punta Gorda, this location caters to every need. Do not miss the opportunity to make this your new home. Schedule your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,090 | $1,406 |
Total Monthly Payment | $1,388 | $1,387 | $1,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.