A standout among truly exceptional waterfront properties, 1521 Peconic Bay spans 1. 6 acres with a substantial 200'+ private sandy bay beach. The 3-bedroom, 2-bathroom beach house is perched above the Peconic with 270-degree water views and 300+ feet of bayfront. Offering incredible privacy and room to expand, the home exudes a captivating vibe and, after 30 years, is ready for its next owner to host dinner parties with breathtaking views from the elevated decks or camp out for the day on the private beach. A new kitchen, wood-burning fireplace, vaulted ceilings, and water views from every room enhance its allure. All just a stone's throw from vineyards, farmstands, golf, and more. This home is not just a residence but a lifestyle, offering serene living and exceptional entertainment possibilities in one of the North Fork's most sought-after locations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,556,000 | $2,556,000 | $2,556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $934 | $934 | $934 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $14,714 | $16,156 | $21,569 |
Total Monthly Payment | $15,773 | $17,215 | $22,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.