Welcome home to this charming one-level living 3 bedroom ranch home nestled in an established neighborhood! Conveniently located close to highways for easy commuting, this property boasts a maintenance-free exterior, ensuring hassle-free upkeep for years to come. Step inside to discover an open floor plan featuring large rooms and bedrooms with hardwood floors, creating a warm and inviting ambiance. The heart of the home is the large eat-in kitchen, perfect for gathering and entertaining. Plenty of cabinetry for the fussy chef. No more hauling laundry up and down stairs, as this home features first-floor laundry for added convenience. Relax and unwind in the enclosed heated porch, offering a cozy retreat year-round. Need more space to entertain? The heated lower-level rec room provides ample room for games, movies, or simply relaxing. Stay comfortable year-round with central air conditioning. Outside, enjoy the spacious lot, ideal for outdoor activities and gardening. Great for pets. Park your vehicles with ease in the two-car garage, providing plenty of storage space. Brand new driveway with plenty of parking for guests. Recent upgrades include a new roof. New septic or hookup to sewer will be completed, offering peace of mind for the future. Don't miss out on this opportunity to own a move-in ready home in a desirable location!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.2X11.1 | Main |
Bedroom 2 | Laundry Hookup,Hardwood Floor | 9.5X10.5 | Main |
Eat-In Kitchen | Vinyl Floor | 11.1X9.1 | Main |
Kitchen | Vinyl Floor | 10.7X11.1 | Main |
Living Room | Bay/Bow Window,Wall/Wall Carpet | 14.7X13.5 | Main |
Primary Bedroom | Hardwood Floor | 11.4X11.1 | Main |
Rec/Play Room | Wall/Wall Carpet | 11.1X18.4 | Lower |
Sun Room | Wall/Wall Carpet | 13.3X11.7 | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,708 | $2,177 |
Total Monthly Payment | $2,119 | $2,141 | $2,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.