614 Lake, Oldsmar, FL, 34677 | $329,000

BACK ON THE MARKET- $20K drop. Lovely, spacious 3-bedroom home in Gull-Aire Village. This home boasts over 2100 square of living space with a split-bedroom floor plan and a large L-shaped living area with a wood-burning fireplace, and a separate dining room. This home got a new roof in 2018 with high-quality GAF shingles - at the same time, the skylights were replaced with hurricane-resistant glass. The ceilings have had the popcorn removed and replaced with a knock-down texture. This home is also unique in that it offers propane gas cooking on the central kitchen island. Lots of windows to let in the light, an eat-in space, and plenty of room in the kitchen make this a very welcoming space. One notable feature is the large 3, possibly 4-car garage with 3 separate bays as well as a separate indoor laundry room. Tucked in the back of the community away from road noise, this corner unit also glimpses the little nearby pond from its back screened porch. Currently, there is a wheelchair ramp that leads to the kitchen door. If someone doesn't want that it can be disassembled merely by removing the screws. Gull-Aire Village is a 55+ community, which is very centrally located, with a short trip to the grocery store across the street, 30 minutes to the beach or airport and about midway between Tarpon and St. Petersburg. There's lots to do with regular activities and a large pool, shuffleboard, a library, pool table and a large meeting space. Very low monthly fees of only $50 a month. If you're looking for a friendly environment this is it. Seller has addressed issues that came up in inspection (had property replumbed and piped and some electrical issues and will address a few other issues but it's ready to be viewed)

Features

  • Amenities: Clubhouse, Pool, Shuffleboard Court
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1996
  • Garage: 3-car
  • Heating: Central, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 2,129
  • Acreage: 0.12
  • Est. Taxes: $2,011
  • HOA Fee: $50 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8234334
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/U8234334/614lake_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:34:36 AM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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NMLS Mortgage Loan Originator ID 16953

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614 Lake, Oldsmar, FL, 34677

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $168 $168 $168
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,751 $1,749 $2,220
Total Monthly Payment $1,994 $1,992 $2,463

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.