10074 Winding River ROAD, Punta Gorda, FL, 33950 | $334,900
Exceptional 4 Bedroom, 2 Bathroom home with an attached 2 Car Garage, situated in the highly sought-after community of Creekside in Punta Gorda. This home presents an inviting open and split bedroom floor plan, perfect for hosting gatherings with family and friends.
The Kitchen is a culinary delight, featuring wood cabinets, stainless steel appliances, an abundance of counter and cabinet space, recessed lighting, granite counters, a closet pantry, a sink reverse osmosis system, a breakfast nook, and a breakfast bar overlooking the dining room and living area. The Primary Bedroom suite is spacious, boasting a walk-in closet with built-in shelving and a private bathroom with dual sinks and a spacious walk-in shower. The guest bathroom offers a convenient tub/shower combo, while the additional three bedrooms provide ample space for guests. French doors lead to the fourth bedroom, currently utilized as an office, offering versatility and functionality. The laundry room, conveniently located off the kitchen, leads to the garage. Your living space extends outdoors to the expansive paver lanai, comprising a 10x12 covered area and an 11x19 extended screened area, providing a serene view of the greenbelt and natural preserve, ensuring added privacy. Additional features include newer carpet and luxury vinyl plank flooring, plant shelves, high and vaulted ceilings, upgraded baseboards, hurricane shutters, a screened front entry, a water softener, newer screens on lanai and an irrigation system. According to the seller and county records, the roof was replaced in 2022/2023. Creekside is a tranquil, deed-restricted community offering underground utilities, picturesque lakes, a picnic area, playgrounds, and sidewalks for leisurely strolls. Conveniently located near Punta Gorda airport, with easy access to I-75, historic downtown Punta Gorda's shopping and dining scene, waterfront parks, boat ramps, fishing piers, Fishermen's Village, live entertainment venues, and more! Room Feature: Linen Closet In Bath (Primary Bedroom).
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2014
- Garage: 2-car Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,840
- Acreage: 0.15
- Est. Taxes: $2,878
- HOA Fee: $194 Quarterly
- Elem. School: East Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Breed Restrictions, Yes
- Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: C7489488
- Days on Market: 99 days
- Website: https://www.raveis.com
/prop/C7489488/10074windingriverroad_puntagorda_fl?source=qrflyer
Listing courtesy of KW PEACE RIVER PARTNERS Phone: 941-875-9060
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10074 Winding River ROAD, Punta Gorda, FL, 33950
$334,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $267,920 | $267,920 | $267,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
| Monthly Tax Payment | $240 | $240 | $240 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,782 | $1,781 | $2,297 |
| Total Monthly Payment | $2,097 | $2,096 | $2,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388