*****Home is ready for Immediate Occupancy****This 2006 Two-bedroom, Two-bath Home Offers Open Floor Plan with additional Den/Family Room or maybe a Home Office, inside spacious Laundry Room, Kitchen with Center Island with additional storage and custom Closet Pantry, Screened Front Porch, Primary Bedroom with Large walk-in Closet, Dual Sinks, Walk in Shower and Guest Bedroom and Bath. This home is ready for you to enjoy the Relaxed Florida lifestyle that River Forest Village has to offer. The home is airy and bright with loads of natural light. The carport houses a workshop/shed plus you have room for your vehicle, plus one and there is space for your Golf cart, home also Features a New Roof in 2022. This 55+ Community consists of 204 units on 35 acres of land and offers a Heated Pool and Spa, Pool Room, Clubhouse, Bocce Ball Courts, Shuffleboard Courts, Horseshoes, Library, Bingo, Line Dancing, Pancake Breakfasts, Poker, and many more Social Activities. Plus you will be within a short Drive to everything, Golf, Tennis, Pickeball, Boating, Fishing, Downtown Punta Gorda's Historic District, Waterfront Parks, Dining and More. ******SELLER WILL CONSIDER ANY REASONABLE OFFERS*****NEW AC AND NEW HOT WATER HEATER TO BE INSTALLED THE FIRST WEEK OF NOVEMBER 2024****
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,200 | $119,200 | $119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $793 | $792 | $1,022 |
Total Monthly Payment | $943 | $942 | $1,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.