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New Price! Come take a look at this one. . . for sure. A few things that make this property very unique. . . First, you own the property that the home sits on. This is very rare and will save you a lot of money. Second, you have woods behind you and not another home. There is a concrete wall that is is maintained by the community that gives you excellent privacy. There also are no roads behind your property. The patio has been redone and expanded along with a gravel and concrete pad/walkway around the left side of the home. Third, your back yard faces north which eliminates the strong afternoon sun in the backyard, making it great for visiting outside on beautiful days. And fourth you have a great covered and screened front porch, perfect for visiting with your neighbors. This home has been remodeled throughout, well maintained and cared for through the years! This is a 3 bedroom 2 bath home with a remodeled kitchen with new cabinets and flooring. The water heater was moved out to the workshop in the carport and a larger sized inside utility was put in near the kitchen, large enough for a side by side washer/dryer and cabinets. The interior was fully painted, walls textured, driveway has updated pavers, and a fantastic and carpeted and screened front porch. There is a two car covered carport and a storage/workshop on the left side of the carport. There is a 10 year old metal roof with additional insulation. The owner's electric bills are vey low and the home is very comfortable. The roof is in excellent condition! The AC is 7-8 years old and is serviced regularly. The community has a clubhouse on the lake, pickle ball courts and a community pool. This is a great place to call home! Come take a look and be impressed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,440 |
Total Monthly Payment | $1,228 | $1,227 | $1,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.