Impressive *FURNISHED* 3 Bedroom, 2 Bathroom WATERFRONT home with attached 3 Car Garage in desirable SOUTH GULF COVE. This light and bright home features an open and split bedroom floor plan with Great Room with vaulted ceiling, well appointed Kitchen, Inside Laundry. The Kitchen features wood cabinets, stone counters, stainless oven/range with exhaust fan, double door refrigerator, dishwasher. There is an island with sink, additional cabinet space, dishwasher and breakfast bar. There is a dining room beyond the Kitchen with vaulted ceiling, sliding glass doors and water view. The spacious Master Bedroom suite features sliding glass doors, tray ceiling, walk in closet and private bathroom with dual sinks and walk in shower. There are two generous sized guest bedrooms with double closets, one with sliding glass doors and the other is currently being used as a fitness room. The guest bathroom has a tub/shower combination. Your living space extends to the large covered screened Lanai and on to the waterfront with wood dock and 80 FOOT riprap seawall. Great fishing from the dock and boating access to Charlotte Harbor and the Gulf of Mexico. Other features include impact glass, double door entry with transom window, large windows throughout the home allow much natural light, beautiful bamboo floors throughout the home (except for tile in the bathrooms and laundry room) rain gutters, pass thru to lanai, fenced area with chain link fencing, paver walkways. Utilities are county water and sewer. ***NEW A/C June 2017***. . . . ***NEW ROOF Oct 2022***. . . . ***NEW IMPACT GLASS WINDOWS AND DOORS Dec 2023****
SOUTH GULF COVE is a deed restricted community with a voluntary HOA. The community has a public boat ramp, an HOA clubhouse with an outside patio area with 12 large picnic tables, 2 tiki huts with barbeque grills, and a fire pit. There are also several parks with amenities that include playground, basketball, BBQ grills, boat ramp, kayak launch, fishing, facility rentals, picnic shelters, picnic tables, restrooms, fitness trail, multi purpose open space, nature trail. This home is minutes from shopping, dining, entertainment, medical care, world class fishing on Boca Grande and gorgeous Gulf beaches in Englewood and Manasota Key. This is a wonderful home in a great community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $3,155 |
Total Monthly Payment | $2,812 | $2,748 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.