10005 Ivory DRIVE, Ruskin, FL, 33573 | $489,990

Step into refined living with this exceptional four-bedroom, 2 and 1/2 bath home, complete with an office and a spacious loft. Nestled in the beautiful neighborhood of Belmont, this residence offers a harmonious blend of functionality and elegance. As you enter, prepare to be dazzled by the exquisite details that adorn every corner. The kitchen is a chef's delight, boasting granite countertops, large kitchen island and stainless steel appliances that elevate the cooking experience. Whether you're cooking for a family dinner or entertaining guests, this kitchen is sure to be the heart of your home. Say goodbye to carpet woes as vinyl flooring graces the staircase and upstairs, while ceramic tile adorns the main floor, providing durability and style throughout. The master suite is a sanctuary unto itself, offering ample space to unwind after a long day. This is where convenience meets luxury with a laundry room conveniently connected to the spacious walk-in closet. No more hauling laundry up and down stairs! Step outside and discover your own private retreat in the fenced backyard, complete with a lanai, concrete pad, and pergola equipped with electricity. Whether you're enjoying a peaceful evening or hosting lively gatherings, this outdoor space is perfect for all occasions. But the luxury doesn't stop there. Additional features abound, including epoxy floors in the garage and lanai, UV lights in the AC units for improved air quality, and a whole-home water softener for added comfort. Custom French doors leading to the office. A WIFI smart front door lock for added convenience and security. Two over hanging racks in the garage perfect for extra storage. And for the little ones, a playscape awaits in the backyard, while motion sensor lighting adds both charm and safety. Don't miss the opportunity to make this impeccable property yours. Schedule a showing today and experience the perfect harmony of comfort and functionality in this remarkable home! Belmont Elementary School is just around the corner from the property which is perfect to avoid the car line. Whether you're seeking relaxation, recreation, or quality time with loved ones, this resort-style community has something for everyone. Lagoon style pool with adult lap pool. Basketball, Tennis and Pickleball Courts and playground. Come discover the endless possibilities and make every day feel like a vacation!

Features

  • Amenities: Basketball Court, Park, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 41.45 x 121
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2018
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,853
  • Acreage: 0.12
  • Lot Size: 41.45 x 121
  • Est. Taxes: $7,660
  • HOA Fee: $158 Annually
  • Elem. School: Belmont Elementary School
  • Middle School: Eisenhower-HB
  • High School: Sumner High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: T3524087
  • Days on Market: 145 days
  • Website: https://www.raveis.com
    /prop/T3524087/10005ivorydrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/29/2024 9:17:09 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10005 Ivory DRIVE, Ruskin, FL, 33573

$489,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,992 $391,992 $391,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $638 $638 $638
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,446 $2,382 $3,098
Total Monthly Payment $3,159 $3,095 $3,811

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.