4306 Serena Cir, Saint Augustine, FL, 32084 | $370,000

This first floor interior “no steps” condo lives much larger than it measures (1585 sf). It is beautifully planned and finished with gleaming wood floors, and crown molding throughout. The main part of the home stretches from the foyer to the large sunroom facing a very private preserve with a custom built-in desk and cabinets, as well as a utility closet. The kitchen has new stainless-steel appliances, beautiful backsplash with under cabinet lighting, new quartz counters. You’ll have pantry-envy with the excellent use of space by custom-built shelves. The master suite is large with plantation shuttered windows also facing the preserve – lots of birds and squirrels to entertain you. The bath has been redone with new flooring, beautiful tile walk in shower, new vanity, twin sinks, linen closet and a separate loo. A large walk-in closet and a separate double door closet too. Vista Cove is beautifully laid out across 67 acres and 1/2 mile of river front. There is a clubhouse just redone and perfect for parties, a big community pool, a small hot spa, cabana restrooms and covered and open patios. There’s a card room for music, art, card games, meetings, a beautiful atrium entry, surrounded by the library and management office. Over on the west side of the community, the gym is very complete, plus has a heated pool and a comfy cabana. Just south of this is the RV and Boat lot, free to the residents of Vista Cove – a wonderful amenity! There are numerous ponds, lakes and marshes throughout the campus - wildlife galore. Nature paths and boardwalks, plus a really beautiful pier on the San Sebastian River for fishing and viewing The Great Cross, the St. Augustine skyline. What a view! Also, just a stone’s throw to the north, there's Tom Pomar Park with a dog park, and lots of sports fields. Vista Cove is a haven beside our Nation’s Oldest City, St. Augustine. Just 30 minutes from Jacksonville where our NE FL corridor is expanding and becoming more wonderful all the time. Our coastline from the Matanzas Inlet near Marineland all the way up to Amelia Island and Fernandina is so beautiful – most of the beaches are protected by state, national, and county parks – providing you and your family with pristine Atlantic Ocean beaches bordered by natural dunes and palmetto forests. Our St Johns County claims 42 miles of beach – much of it is in parklands, some of it is drivable, and at the south end there is the Fort Matanzas National Park – the oldest fort in the nation – 42 miles of beach and the rest is history! We love that! Come over to our lovely Vista Cove, you’ll be right in the middle of a wonderful area and your new lifestyle!

Features

  • Amenities: Clubhouse,Exercise,Gated,Community Pool Heated,Community Pool Unheated,RV/Boat Parking
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Contemporary,Flat
  • Year Built: 2004
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,585
  • Lot Size: 0
  • Est. Taxes: $1,439
  • HOA Fee: $564
  • Lot Desc: River Front,Suburban, Conservation Backyard,Cul-de-Sac
  • Boat Access: No
  • Elem. School: Crookshank Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 241278
  • Days on Market: 203 days
  • Website: https://www.raveis.com
    /prop/241278/4306serenacir_saintaugustine_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4306 Serena Cir, Saint Augustine, FL, 32084

$370,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $120 $120 $120
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $1,967 $2,538
Total Monthly Payment $2,164 $2,162 $2,733

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.