High and dry over here in Creekside! "Discover the epitome of lakeside living in the vibrant Creekside community, right here in the heart of sunny Florida! This stunning abode boasts quintessential Floridian charm with its spacious open floor plan sprawling nearly 2000 sqft, offering 3 bedrooms and 2 bathrooms. Situated mere minutes away from the bustling Punta Gorda airport, Fisherman’s Warf, and the quaint historic downtown Punta Gorda, convenience is at your fingertips. Nestled just off Hwy 41 or I75, your commute becomes a breeze, allowing you to effortlessly reach your destination.
Step inside to find a home adorned with Florida elegance, featuring a NEW ROOF installed in 9/2023, and adorned with exquisite natural hickory hardwood and tile flooring throughout. The gourmet kitchen, complete with a delightful breakfast nook, seamlessly flows into the inviting living and dining areas, creating the perfect space for both relaxation and entertainment.
Retreat to the sumptuous master suite boasting a lavish private bath with a separate tub and shower, along with a generous walk-in closet. Two additional bedrooms and a full guest bathroom ensure ample space for the entire family to thrive.
Indulge in the ultimate Florida lifestyle by savoring your morning coffee on the expansive screened lanai overlooking the serene lake!
The community offers an array of amenities including two parks, meandering sidewalks, and a delightful food truck Friday event, providing convenient entertainment right at your doorstep.
Moreover, rest assured knowing that the home is located in flood zone X, eliminating the need for flood insurance. Don’t let this opportunity slip away – embrace the Florida dream and make this enchanting lakefront oasis your own!"
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,856 | $2,355 |
Total Monthly Payment | $2,122 | $2,073 | $2,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.