Nestled within the serene bounds of Columbia County, this exceptional 10-acre real estate presents an unrivaled opportunity for those seeking a blend of untouched natural beauty and convenient access to local amenities. The property is adorned with lush trees and offers unmatched privacy, creating a sanctuary where the hustle and bustle of the outside world seem miles away. With selective clearing, new owners can unveil seasonal and year-round views of distant ridges, further enhancing the picturesque setting provided by the neighboring pond. Situated on a tranquil country road, this land promises a peaceful living environment or a secluded recreational retreat. Ideal property for those who are looking for recreational use, hunting, camping, etc. Its prime location ensures easy access to the charming towns of Ancram, Hillsdale, Hudson, Pine Plains, and Rhinebeck, as well as the rolling hills of the Berkshires. This area is renowned for its wineries, fine dining, and extensive hiking trails, offering a perfect blend of leisure and adventure. The property itself features a sloping topography, culminating in a level building site atop the hill that commands breathtaking views and optimal privacy. Whether envisioned as a private home or a recreational haven, this land invites its future owners to dream big and create a personalized escape amidst nature's splendor. The combination of its natural features, location, and potential for customization make it a standout offering in Columbia County's real estate market Additional Information: SoilType: Unknown,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $91,600 | $91,600 | $91,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $625 | $609 | $772 |
Total Monthly Payment | $700 | $684 | $847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.