Olde Florida at its finest!!! And a perfect spot to spend your retirement years whether you are a snowbird or full time resident! This beautiful, well-kept secret has it all. An abundance of natural foliage surrounds this neighborhood lending the perfect Olde Florida setting. Situated on Gottfried Creek, there are 15 docks for the owners and the Creek goes to Lemon Bay and ultimately the Gulf of Mexico. For the kayakers, there is a kayak rack giving you another wonderful way to spend a day on the water! Land lovers - there is a large community pool with plenty of patio space for lounging. A cozy cabana gives you a spot out of the sun - great for playing cards or games and the we can't forget the Friday night social! Two shuffleboards to keep your competitive spirit going and when you are ready to relax, there are two small lakes and a fire pit - pull up your chair with good friends or a good book! This setting is tucked away and off the beaten path but within a few minutes of the beach, shopping, medical, cultural or anything else you might want.
The bonus is the mint condition, 2 bedroom, 2 bath villa being sold turnkey furnished! The bright and cheerful kithen opens into the dining area and living area giving you an open floorplan. On the rear is an enclosed lanai with screens and plenty of foliage for a private atmosphere. The large primary bedroom includes a private bathroom and a door onto the lanai. A second full bath off the hallway near the guest bedroom is very convenient. This unit is priced to sell - you don't want to miss this opportunity! Call today to view.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,259 | $1,637 |
Total Monthly Payment | $1,568 | $1,534 | $1,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.