10 3rd St, Saint Augustine, FL, 32080 | $1,773,000

Welcome to coastal living at its finest on the prestigious "Golden Mile" of St. Augustine Beach. This stunning 5-bedroom, 4-bathroom home boasts over 2600 square feet of living space spread across two stories, offering ocean views and over 1900 square feet of deck space to soak in the sea breeze. This turn-key residential home is commercially zoned and allows short-term rentals offering an excellent investment opportunity.  Located just steps away from the sandy shores, this home epitomizes beach living. As you step inside, you'll find a versatile layout that can easily function as two separate units, each complete with its own kitchen and living area, perfect for guests or rental opportunities.   The first floor welcomes you with a seamless open floor plan showcasing a recently updated kitchen, a luxurious owner's suite, a well-appointed guest bedroom with its own bath, generous storage options, and convenient access to a two-car garage. Step outside onto the private deck, complete with an outdoor shower, offering a secluded oasis surrounded by fragrant jasmine vines—a perfect setting for entertaining, grilling, or simply unwinding. Upstairs, discover another modern kitchen with stainless steel appliances, a comfortable living room with cathedral ceilings and skylights. Choose from one of the three spacious bedrooms for relaxation, or go up to the rooftop deck to take in breathtaking ocean views and a sunset. Experience the best of St. Augustine Beach with this exceptional property, where every day feels like a vacation.  Please note the 5th bedroom is non-conforming and showing availability is subject to vacation rentals.

Features

  • Amenities: Beach Access
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 108x48
  • Style: 2 Story,Contemporary
  • Year Built: 2000
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,608
  • Acreage: 0.12
  • Lot Size: 108x48
  • Est. Taxes: $23,577
  • Lot Desc: East of A1A,Ocean View, Cul-de-Sac
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 2023902
  • Days on Market: 194 days
  • Website: https://www.raveis.com
    /eprop/2023902/103rdst_saintaugustine_fl?source=qrflyer
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Listing courtesy of eXp Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10 3rd St, Saint Augustine, FL, 32080

$1,773,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,418,400 $1,418,400 $1,418,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.826% 6.936%
Monthly Tax Payment $1,965 $1,965 $1,965
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,200 $9,200 $12,552
Total Monthly Payment $11,290 $11,290 $14,642

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.