Multiple Bids. Thank you for all offers! Welcome to 131 Florence Street, Yonkers, New York, a charming residence known for its rich culinary history and delightful ambiance. Affectionately referred to as "Moms" house by some, "Zia's" by others, and named Eleanora by many, this home has been a haven of Italian culinary excellence and warm hospitality for years. Now, it's time to pass the ladle to a new owner, offering them the chance to own this enchanting storybook cottage nestled in one of Westchester County's most desirable locations at an exceptionally affordable price. Lovingly maintained, this home boasts a thoughtfully designed layout. The main level features a formal living and dining area, alongside a cozy eat-in kitchen with a quaint side porch. A versatile full bathroom on this floor offers flexibility, potentially serving as a ground-floor bedroom if desired. Upstairs, discover a tranquil master bedroom and two additional spacious bedrooms, all complemented by another well-appointed full bathroom. The lower level presents a walkout basement, perfect for laundry facilities and ready to be customized to suit your needs. Outside, a charming pergola overlooks lush green spaces, providing ample room for relaxation and recreation. A detached one-car garage offers convenient storage, while the lengthy private driveway accommodates parking for three cars, supplemented by ample street parking for guests. Beyond its picturesque setting, this home offers unparalleled convenience. Enjoy easy access to major roadways such as the Cross County Parkway and Interstate 87, as well as nearby attractions including the Cross County Shopping Center, Costco, and Stew Leonard's. The presence of the Fleetwood Train Station and local parks enhances the neighborhood's appeal. Furthermore, this residence is equipped with modern amenities for comfort and security, including a 3-zone heating system, alarm system, and sprinkler system with rain gauge. With natural gas heating, municipal water, sewer services, and a backyard perfect for entertaining, this home presents a rare opportunity to embrace both charm and convenience in one exceptional package. Floor plans are available for further insight into the layout and possibilities of this remarkable property. Welcome home to 131 Florence Street, where a lifetime of cherished memories awaits. Square footage different from Town Records close to 1638 sq feet. Schedule your appointment today and don't miss out!
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $831 | $831 | $831 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,531 | $3,398 | $4,383 |
Total Monthly Payment | $4,454 | $4,321 | $5,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.