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A charming 3/2 well-maintained side entry brick home in Crystal Cove. From the French door office/den to the spacious gathering room with vaulted ceilings, every detail seems carefully thought out for comfort and functionality. The kitchen sounds like a dream with its wood cabinetry, cooking island, and breakfast nook, perfect for both daily meals and entertaining guests. The owner's suite offers a peaceful retreat, complete with dual closets and a luxurious en-suite bath featuring a garden tub and walk-in shower. The separate entry to the garage adds convenience for homeowners. French doors leading to a heated and cooled Florida room ensures ample natural light, creating a bright and inviting atmosphere throughout. Outside, the over 1/2 acre fenced backyard provides plenty of space for outdoor activities and privacy. The attached outside storage area is a practical touch, offering convenient storage solutions. The newer metal roof and updated landscape signify the home's excellent maintenance. The proximity to the St. Johns River offers residents opportunities for leisure and recreation, with the added benefit of a nearby boat launch accessible for a small fee. Overall, this home presents a compelling opportunity for new owners to enjoy a comfortable and peaceful lifestyle in a well-maintained, quality-built residence within a welcoming neighborhood, all without the burden of HOA fees. It's an invitation to make this charming property your own. Garage door opener is new and WiFi accessible from your phone. Open House this Saturday June 22nd 10am-12pm. . drop in to see this lovely home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $896 | $896 | $896 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,452 | $2,452 | $3,146 |
Total Monthly Payment | $3,423 | $3,423 | $4,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.