One or more photo(s) has been virtually staged. **THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Why wait for new construction when you can step right into this breathtaking, never-lived-in home, newly completed in the sought-after Neal Community of Vincenza? This stunning Victory model spans nearly 1, 800 sq ft of luxurious living space, offering 3 bedrooms, 2 bathrooms, and a versatile den. Packed with over $55, 000 in high-end upgrades—including hurricane-proof windows throughout—this home combines beauty and peace of mind. From the brick paver driveway to the oversized 2-car garage and welcoming front porch, every detail has been thoughtfully designed. Inside, elegant French doors lead to a den, perfect for a home office or creative space. The open-concept living area dazzles with a gourmet kitchen featuring two-tone cabinetry, granite countertops, a stylish backsplash, pantry, and GE stainless steel appliances. The living room is a showstopper with an octagon tray ceiling and massive pocket sliding glass doors that invite you to relax on the extended screened lanai, overlooking serene pond views.
The primary suite is a private sanctuary, boasting an ensuite with dual vanities and a spacious walk-in shower. A split floor plan ensures privacy, with two additional bedrooms and a shared bathroom tucked away. As a resident of Vincenza, you’ll enjoy resort-style amenities, including a heated pool and spa with a pavilion, pickleball and bocce ball courts, scenic walking paths, and a dog park. Plus, you’re just minutes from Venice's stunning beaches, the charming historic downtown, diverse dining and shopping, renowned golf courses, Wellen Park, the Atlanta Braves stadium, Sarasota South Hospital, and the YMCA. This home offers the perfect blend of luxury, comfort, and unbeatable location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,388 | $3,385 | $4,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.