Welcome home to your oversized corner lot home, sitting on a 1/4 acre of lovingly maintained property in the desirable Georgetown subdivision!! This concrete block home was built to last, and it SHOWS. Meticulously maintained inside and out with special care and pride of ownership. Roof replaced in 2017, hot water heater 2017, HVAC new in 2018 and windows 2017. Big ticket items have been taken care of for your peace of mind and the enjoyment of making this home your very own, without the hit to your wallet!! This home has 2 bedrooms and 2 full baths with a split plan and open layout, yet also offering multiple living and/or dining spaces. Best of both worlds! Open kitchen with loads of storage, including a pantry and a bonus room located off the back of the house used by the seller for the enjoyment of her hobbies. There is an irrigation well and newer irrigation motor pump as well! Gas is available through Teco and currently runs the oven and hot water heater, so there are options to convert all appliances to gas if you choose. This neighborhood has a very low HOA and provides the benefit of knowing that pride of ownership is carried out throughout the whole community. Super close to I-95 and I-4 for commuting, just minutes to local hospitals, doctor’s offices, shopping, restaurants, parks, the river, and beaches! The most popular Florida attractions are all within about an hour drive — Orlando theme parks, Brevard or Jacksonville Zoo, Kennedy Space Center, and more! Or stay local and enjoy the variety of festivals, markets, and events right here in town or neighboring Ormond Beach. This home is ready for new owners to make it their own! All information obtained from the tax roll and seller and while deemed reliable cannot be guaranteed.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,488 | $1,920 |
Total Monthly Payment | $1,622 | $1,563 | $1,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.