ALL AGES WELCOME, full 2 bedrooms and full 2 BATHROOMS, your PARADISE awaits in this the LOWEST priced condo, smaller community in MOVE-in ready condition. Florida living is at its finest in this centrally located UPSCALE community for the young and the young at heart that is peaceful and away from heavy traffic with easy access to all the important destinations and within a short drive to the beaches, Anna Maria Island is only minutes away, SCF college is 5 minutes away, tons of restaurants and shopping all around, and a few steps outside your door is the pool so you can enjoy the Florida sun or you could also watch the sunset from the back porch if you sooo desire, plenty of parking for guests and a reserved spot for yourself. There are NO age restrictions so All ages are welcome in this full 2 bedroom full 2 bathroom unit with Easy access to I75. This HOA is smaller and inexpensive without any additional special assessments unlike those MASSIVE multi-floor expensive maintenance ones by the lake which also have costly regulatory burdens. Hurry and make this home your own before someone else does. This association is pre-approved and stream-lined for Fannie Mae financing for your convenience - no surprises with warrantability. And, this is a 2 story building which is safer and less costly than the huge 3+ floors associations that are so much more expensive to maintain. There is a current home warranty protecting all systems and your investment in this home for your peace of mind and is available to the new homeowner. Virtual tour video is available upon text request. RENT to OWN is a possibility and Easy to qualify DSCR loans are available for NEW or seasoned Investors. Seller is willing to assist to lower the interest rate on the prospective mortgage.
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Our Executive Mortgage Banker:
Our Insurance Division:
$138,579
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $110,863 | $110,863 | $110,863 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $21 | $21 | $21 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $738 | $737 | $951 |
Total Monthly Payment | $834 | $833 | $1,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.